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Expert-Guided Inshore Fishing in Panama City

  • Published Date: July 17, 2025
  • Fishing
  • Panama City, FL
  • $474 - $675 price range

Summary

Get ready for a full day of fishing in Panama City's inshore waters. This 8-hour private charter takes you and two buddies out on a well-equipped 20' Skeeter boat to hunt for Redfish, Flounder, Sheepshead, and more. You'll cruise the bays and bayous, using light tackle and various fishing techniques to land your catch. The boat's got all the bells and whistles - GPS, fish finder, and even Bluetooth for your tunes. Your guide knows these waters inside and out, so you're in for some serious fishing action. Don't forget your sunglasses and sunscreen - the Florida sun can be intense out there. Whether you're an experienced angler or just getting your feet wet, this trip offers a great mix of relaxed fishing and the chance to reel in some impressive catches. It's a perfect way to spend a day on the water and get a taste of Panama City's rich fishing grounds.
Expert-Guided Inshore Fishing in Panama City

Inshore Catches

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Smiling with a sleek Spanish Mackerel

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Panama City's Inshore Fishing Paradise

Hey there, fellow angler! Ready to hit the inshore waters of Panama City for some serious rod-bending action? Hop aboard Panama Jeff's Inshore Charters for an 8-hour private fishing adventure that'll have you hooked from start to finish. We're talking prime spots, monster catches, and the kind of day on the water that'll have you grinning from ear to ear.

What's the Deal?

Picture this: You and up to two buddies, cruising the bays and bayous of Panama City on a sleek 20' Skeeter, powered by a beast of a 150 HP Yamaha. We're not messing around here - this rig is decked out with all the bells and whistles. GPS to find those secret honey holes, a fish finder to spot the bigguns, and a wireless trolling motor for sneaking up on those wary reds. And don't worry, we've got a livewell to keep your bait fresh and frisky.

Fishing That Fits Your Style

Whether you're all about that light tackle life, a fly fishing fanatic, or prefer to spin and pop your way to glory, we've got you covered. We'll mix it up based on what the fish are feeling that day - maybe some drift fishing if the tide's just right. And here's a pro tip: bring your shades and sunscreen, 'cause we'll be out there soaking up the rays from 8 AM 'til the fish stop biting (or your arms give out, whichever comes first). Oh, and if you want to blast some tunes while we're chasing tails, we've got Bluetooth on board. Nothing like landing a monster redfish with your favorite soundtrack in the background!

The Big Ones We're After

Alright, let's talk targets. We're setting our sights on some of Panama City's finest: redfish that'll test your drag, flounder so big you'll need two hands to lift 'em, sheepshead with teeth that could put a dentist out of business, jack crevalle that hit like freight trains, and mangrove snapper that'll make your taste buds dance. Each one of these bad boys brings its own challenge to the table, and trust me, hooking into any of 'em is gonna make your day.

Why Anglers Can't Get Enough

Look, I've been running these waters for years, and I still get a kick out of watching folks' faces light up when they feel that first tug. There's something special about inshore fishing in Panama City - maybe it's the variety of species, or the way the light hits the water just right in the early morning. Whatever it is, it keeps anglers coming back year after year. And with a private charter, you're not just another face in the crowd. We'll tailor the day to what you want, whether that's non-stop action or zeroing in on that one trophy catch you've been dreaming about.

The Local Lineup

Let's break down some of the stars of our inshore show, shall we? First up, the mighty redfish. These copper-colored bruisers are the bread and butter of Panama City inshore fishing. They love to hang around structure, and when they hit, hold on tight! Best time to target 'em? Fall and spring, when they're schooling up and ready to rumble.

Next, we've got the southern flounder. These flatfish are masters of camouflage, blending in with the sandy bottom like they're invisible. But man, when you hook into a big one, it's like reeling in a dinner plate with an attitude. They're at their best in the cooler months, so if you're here in the fall or winter, get ready for some flounder action.

Don't sleep on the sheepshead, folks. These striped convicts might look goofy with their human-like teeth, but they're no joke to catch. They love structure and put up a fight that'll surprise you. Plus, they're delicious if you're looking to take home dinner. Spring is prime time for sheepshead, when they're spawning and hungry.

Jack crevalle, now there's a fish that'll make you work for it. These guys are like the bulldogs of the inshore world - all muscle and no quit. They'll test your stamina and your gear, so be ready for a workout. You can find them year-round, but they really turn it on in the warmer months.

Last but not least, the mangrove snapper. These crafty little devils are quick on the bite and even quicker to duck back into cover. They might not be the biggest fish in the sea, but what they lack in size, they make up for in flavor and fun. Summer's the time to target these tasty critters when they're swarming the inshore structures.

Time to Get Your Lines Wet

Alright, folks, here's the deal. For $675, you're getting a full day (that's 8 solid hours) of prime inshore fishing action. We're talking one-on-one attention, top-notch gear, and all the local knowledge you can handle. Whether you're a seasoned pro or it's your first time holding a rod, we'll make sure you have a blast and hopefully put some fish in the boat.

Now, I know you're itching to get out there, so here's what you need to do: give Panama Jeff's Inshore Charters a shout and lock in your date. Remember, that deposit's non-refundable, so make sure you're good to go before you pull the trigger. Trust me, once you're out there feeling the salt spray on your face and the tug of a big red on your line, you'll be glad you did.

Don't let another season slip by without experiencing the best inshore fishing Panama City has to offer. Grab your buddies, pack your sense of adventure, and let's make some fishing memories that'll have you coming back for more. The fish are waiting, and so are we. See you on the water!

Learn more about the species

Crevalle Jack

Jack crevalle are like the bulldozers of our inshore waters. These powerful fish hunt in schools, chasing bait to the surface where you'll see birds diving on them. Most jacks we catch are 3-5 pounds, but they can get up to 30+ pounds and will test your tackle. Look for them in the bays and passes, especially around structure. They're here year-round but really fire up in summer and fall. Jacks aren't known for being good eating, but they're a blast to catch - hard fighters that'll make your reel scream. For lures, anything shiny and fast-moving works - spoons, topwaters, or big poppers for fly fishing. My go-to trick is to cast beyond the school and retrieve quickly through it. Hold on tight when they hit!

Crevalle Jack

Red Snapper

Red snapper are the prize of our offshore waters. These tasty bottom-dwellers are usually found in 60-300 feet over reefs and wrecks. Most keeper snapper are 2-10 pounds, but they can grow to over 30 pounds. The biggest ones, called "sow snapper," are usually in the deepest water. Snapper season is short but sweet - typically a few weeks in summer. They put up a good fight and are excellent eating. Live bait like cigar minnows works best, but butterfly jigs can also be deadly. You'll want heavy tackle - snappers love to dive for cover when hooked. Here's a local tip: when you find a good spot, don't anchor. Instead, use your GPS to drift back over it repeatedly. You'll catch more fish and won't spook the school.

Red Snapper

Redfish

Redfish are one of our most popular inshore targets here in Panama City. These bronze-colored bruisers love super shallow water - you'll often see their backs and tails sticking out as they hunt. Look for them around oyster bars, grass flats, and mangroves in 1-4 feet of water. Most are in the 5-10 pound range, but trophy "bull reds" over 20 pounds aren't uncommon. They put up a great fight and taste delicious too. Fall is prime time when they school up to spawn. For lures, try gold spoons or topwater plugs. Live bait like finger mullet or pinfish works great too. Listen for them crushing bait on the flats - that popping sound is a dead giveaway. My favorite local trick is to look for disturbed water or "nervous bait" to find feeding reds.

Redfish

Sheepshead

Sheepshead are some of the trickiest fish to catch, but boy are they fun. These striped "convict fish" usually hang around structures like docks and bridges, munching on barnacles with their strange human-like teeth. Most are 1-8 pounds, but the big ones can hit 20 pounds. Spring is prime time when they gather offshore to spawn. To catch 'em, you'll want to get your bait right up against pilings - they rarely venture far from cover. Use light tackle and set the hook fast, 'cause these guys are notorious bait stealers. Fiddler crabs or shrimp are top baits. The meat is sweet and delicious if you can get past those tough scales. One local tip: scrape some barnacles off the pilings to chum them up. Just be careful of those sharp spines when you're handling them!

Sheepshead

Southern Flounder

Southern flounder are ambush predators that lie camouflaged on the bottom waiting to pounce. These flatfish are usually 1-5 pounds but can reach over 20 pounds. Look for them in sandy or muddy areas near drop-offs, especially around creek mouths and deeper holes. Fall is prime time as they move to spawn offshore. Flounder aren't known for their fighting ability, but they're one of the tastiest fish in the sea. Drift fishing with live bait like bull minnows or finger mullet is the ticket. Work your bait slowly along the bottom. When you feel that telltale "thump," give them a second to swallow before setting the hook. My favorite local trick is to look for "flounder tracks" - distinctive marks they leave in soft bottom when feeding.

Southern Flounder

About the Panama Jeff's Inshore Charters

Company vehicle

Vehicle Guest Capacity: 3

Manufacturer Name: Yamaha

Maximum Cruising Speed: 30

Number of Engines: 1

Horsepower per Engine: 150

Ready for a full day of inshore fishing in Panama City? This 8-hour private charter takes you through the scenic bays and bayous, targeting prized catches like Redfish, Flounder, and Snapper. You'll be cruising on a nimble 20' Skeeter boat, equipped with all the essentials for a successful day on the water. The 150 HP Yamaha engine ensures you'll zip between spots quickly, while the GPS and fish finder help locate the best fishing grounds. With room for up to 3 anglers, you can tailor your techniques to the conditions - try light tackle, fly fishing, or drift fishing as you see fit. Don't forget your sunscreen and shades, and feel free to bring your favorite tunes to enjoy via Bluetooth while you cast your lines. At $675 for the day, it's a great way to experience Panama City's rich inshore waters with personalized attention from your experienced guide.
Panama Jeff's Inshore Charters

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Experience the best Panama City inshore fishing with Panama Jeff’s Inshore Charters, where expert guiding meets top-tier fishing action! Book your adventure today and make unforgettable memories on the water!

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