If you're looking for an incredible day on the water, Panama Jeff's Inshore Charters is your go-to choice for an unforgettable inshore fishing adventure in Panama City, Florida! Captain Jeff Howard knows the best fishing spots like the back of his hand. Whether you're a seasoned angler or brand new to fishing, he's ready to guide you to an exciting day on the water. Depending on the time of year, you’ll have the chance to reel in Redfish, Speckled Trout, Black Drum, Flounder, Spanish Mackerel, Sheepshead, King Mackerel, Mangrove Snapper, and more! Whether you're after a hard-fighting Jack Crevalle or want to target the elusive Lake Trout, Capt. Jeff will make sure you're in the right spot at the right time. Expect a light tackle fishing experience, as you drift through the inshore waters, targeting fish that lurk in the bays and backwaters. Fly fishing is also an option, though you may need to bring your own fly gear. Whatever your style, Capt. Jeff is ready to accommodate your fishing preferences and help you land some serious catches. If you're bringing the family along, kids are always welcome aboard! Capt. Jeff ensures a safe and enjoyable experience for anglers of all ages. If you don’t have a child-sized life vest, just ask, and he’ll have one ready for you. And don’t forget to bring some snacks to keep everyone energized throughout the trip! Your fishing adventure will take place aboard a 20' Bay boat, designed for smooth inshore fishing and perfect for groups of up to three passengers. It’s fully equipped with all the essentials to ensure a fantastic day of fishing. Rods, reels, and tackle are provided, along with a selection of lures. Live bait is included, but be sure to ask whether you'll be catching it yourself. Your fishing license is covered, so there’s no need to worry about permits—just show up and get ready for an amazing day on the water! Keep in mind that some fish have special regulations regarding size and season, so if you're planning to keep your catch, Capt. Jeff will provide all the details. To make the most of your trip, be sure to pack sunblock (non-spray), bottled water, sunglasses, weather-appropriate clothing, and a camera to capture your catches. There will be some drinks available on board, but feel free to bring your own. Alcohol is allowed in moderation, but please avoid hard liquor and glass bottles. Don’t wait—book your trip today and get ready for a fishing adventure you won’t forget!

Proud young angler with redfish on family fishing charter

Redfish caught during fishing charter in Panama City FL

Kid lands redfish on fun family fishing trip

Family fishing trip with great catches and good times

EPSG:4269

Fishing adventurer catches the best, great catch in FL

Angler with black drum fish in Panama City

Spotted weakfish caught while fishing in FL

Spanish Mackerel fish caught in Panama City

Angler with fishing rod standing in Panama City

Summer Flounder caught while fishing in FL

Bonnethead shark caught while fishing in FL

Stunning landscape with palm trees and cloudy sky in FL

Experience the best Panama City inshore fishing with Panama Jeff’s Inshore Charters, where expert guiding meets top-tier fishing action! Book your adventure today and make unforgettable memories on the water!

Panama Jeff's Inshore Charters offers expert-guided fishing trips through the inshore waters of Panama City, Florida. Led by Captain Jeff Howard, who has spent years navigating Saint Andrew Bay, each trip is tailored to the angler’s experience and goals. Whether you're new to fishing or an experienced hand, Captain Jeff shares his deep knowledge of local waters and techniques. He specializes in light tackle and fly fishing for species like Redfish, Speckled Trout, Flounder, Sheepshead, and Jack Crevalle. Every outing is focused on making your time on the water productive, relaxing, and enjoyable. Captain Jeff runs his charters aboard a 20’ Skeeter bay boat powered by a 150HP Yamaha engine, designed for both comfort and performance in shallow water. The boat is outfitted with quality gear including GPS, a fish finder, a wireless trolling motor, and a livewell for bait. All necessary fishing licenses are provided, and live bait is included when needed. Whether you're drifting grass flats or working along the bayou edges, you’ll have everything you need for a well-paced day of fishing. Panama Jeff’s Inshore Charters is committed to giving guests a memorable experience on the water.

Panama City Beauty and Fish Catches Gallery

Captain Jeff Howard is a lifelong Floridian with deep ties to the waters surrounding Panama City. With years of experience fishing the Gulf of Mexico and its connected bays and bayous, he has built a reputation for being both knowledgeable and approachable. His passion for inshore fishing started at a young age and continues to guide his commitment to offering informative, hands-on charters for anglers of all backgrounds. Captain Jeff’s trips are known for being both productive and educational. He specializes in targeting a range of inshore species such as Redfish, Speckled Trout, Flounder, and Tarpon, adjusting his approach based on seasonal patterns. His calm teaching style and adaptability make him a great fit for beginners looking to learn the ropes, as well as experienced anglers seeking a focused outing. Each trip is personalized to match the group’s goals, fishing style, and skill level. In addition to guiding, Captain Jeff emphasizes sustainable practices. He encourages conservation through proper fish handling, selective harvesting, and respect for the marine environment. His goal is not just to help clients catch fish, but to deepen their understanding of the local ecosystem and how to protect it for future generations. Charters are run aboard a 20-foot Skeeter bay boat powered by a reliable Yamaha 150HP engine. Designed for shallow water access, the boat is well-suited for inshore fishing in Panama City's diverse waterways. It holds up to three passengers comfortably and comes equipped with quality rods, reels, and essential safety gear. With GPS, a fish finder, and a wireless trolling motor, the boat allows Captain Jeff to position anglers exactly where the fish are biting.

Explore top fishing spots in Panama City, FL, including Saint Andrew Bay, East Bay, Grand Lagoon, and the Gulf of Mexico. Catch Redfish, Trout, and more on an unforgettable inshore fishing adventure.

Meet Captain Jeff: Your Expert Guide to Panama City Fishing

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We Offer Inshore, Flats and Backcountry Fishing Charter

Florida Fishing License is Included

Family-friendly Inshore Fishing Charters in Panama City

Panama Jeff's Inshore Charters

<h2>Frequently Asked Questions About Panama Jeff's Inshore Charters, Prices, and Trip Inclusions</h2><ul><li>Best Inshore Fishing Charters in Panama City, FL</li><li>Affordable Fishing Trips for Families and Small Groups</li><li>Top Fishing Spots in East Bay, Saint Andrew Bay &amp; Grand Lagoon</li></ul> <h3>How much does a fishing charter cost in Panama City, FL?</h3>Fishing charter prices vary based on trip duration and group size. At Panama Jeff's Inshore Charters, a 4-hour private trip starts at $474 for up to 3 people, while an 8-hour full-day trip costs $675. <h3>What is included in my trip?</h3>All trips include a fishing license, rods, reels, tackle, and live bait. Captain Jeff provides expert guidance, and you’ll have access to a 20’ Skeeter Bay Boat equipped with a fish finder, GPS, and a wireless trolling motor. <h3>What do I need to bring for my trip?</h3>Guests should bring sunscreen (non-spray), sunglasses, weather-appropriate clothing, and snacks. You can also bring your favorite drinks (no glass bottles or hard liquor). <h3>Where will we be fishing?</h3>Our trips explore Panama City’s top inshore fishing spots, including East Bay, Saint Andrew Bay, Grand Lagoon, and the Gulf of Mexico. These waters offer excellent opportunities to catch Redfish, Flounder, Jack Crevalle, Sheepshead, and more. <h3>Do you offer discounts for groups or repeat customers?</h3>While we keep our rates competitive, we occasionally offer seasonal discounts and special promotions. Contact Captain Jeff to learn about current offers. <h3>What types of fishing do you offer?</h3>We specialize in inshore, flats, and backcountry fishing, using light tackle, popping, spinning, and drift fishing techniques. Fly fishing is available, but guests must bring their own fly gear. <h3>Is the boat safe and comfortable?</h3>Yes! The 20’ Skeeter Bay Boat is designed for inshore fishing, equipped with a 150 HP Yamaha engine, GPS, fish finder, wireless trolling motor, and an ice box to keep drinks and snacks cold. <h3>Can children join the fishing trip?</h3>Absolutely! Panama Jeff’s Inshore Charters is family-friendly, and kids of all ages are welcome. Please let us know if you need child-sized life vests. <h3>How do I book a fishing charter?</h3>Booking is easy! Visit our Rates &amp; Booking page to secure your trip. We require a deposit, and booking deposits are non-refundable. Trips can be canceled with at least 72 hours' notice for a full refund.

Saint Andrew Bay - Bay, FL Fishing Report on 18th Apr, 2026

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Jeff Howard

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Kid lands redfish on fun family fishing trip

Saint Andrew Bay - Bay, FL

Panama Jeff's Inshore Charters Available Trips

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